Filing a Property Insurance Claim for Wind Damage

Throughout the year, coastal homes in Vero Beach are exposed to harsh elements. At almost any time, a raging storm can wreak havoc among the exterior of a home. The damage to the home’s exterior can cause further interior damage. These storms can come unannounced; wind and storm damage can take place outside of peak hurricane season.

Strong winds can create a domino effect of damage to a property. Roof damage is the top reason for wind claims, but wind can also knock down trees, power lines, and even fences. When a tree or powerline collides with your home, it can lead to a messy situation both inside and out. Leaky windows can also come about from powerful winds. Exposing the interior of your home to the elements can lead to monumental losses that are outside of your control.

Storms and heavy winds can also cause flooding. Homeowners can detect interior water damage after a storm by closely inspecting ceilings, walls, floors, kitchen cabinets, and even furniture and clothing.

Tropical Storms vs. Hurricanes

Tropical storms and hurricanes both have the power to cause catastrophic damage to a home or place of business. Although both types of storms can incur the same damages (roof damage, broken fences, flooding), insurance companies categorize them differently and the way they categorize the particular storm impacts how your policy covers the claim. A tropical storm is a cyclone with wind speeds reaching 39 miles per hour to 73 miles per hour. Hurricane winds are much more forceful, exceeding 74 miles per hour.

After enduring wind or storm damage, it may be necessary to seek legal representation to fight for every cent you deserve. Insurance companies employ large teams of attorneys to take advantage of every loophole available to avoid paying your claim or to offer less than what you need to complete repairs. It makes sense to have an experienced property claims lawyer like William Terry on your side advocating for your interests. Call (772) 217-6600 or contact William Terry, P.A. online to discuss your case for free.