Homeowner’s Insurance Claim Denial
As a responsible homeowner, you pay for homeowners insurance to protect your property from a range of events that can ruin your home. When you purchase homeowner’s insurance, you agree to pay monthly insurance premiums with the expectation that your insurance company will cover the expenses associated with any property damage your home might endure. Although this is the way it is supposed to work, many homeowners struggle to get the financial compensation they need from their insurance companies when disaster strikes.
Even the biggest insurance companies often take measures to avoid paying the full sum of the claim. They hire large teams of investigators and lawyers to spend as little as possible. In many instances, these companies cite reasons to refuse to pay claims altogether. What is a responsible homeowner to do?
Attorney William Terry, P.A. handles cases like these on a daily basis. He understands the devastating financial impact these claim denials can have on families who need their homes fixed. Homeowners who suffer losses due to a powerful storm or another catastrophic event can face the additional burden of filing a claim alongside hundreds of thousands of other policyholders who experienced similar losses at the same time. Bill Terry has led countless homeowners to victory by confronting the insurance companies responsible for paying their claims and recovering the compensation his clients deserved.
Homeowners may be able to seek legal recourse for denied or undervalued homeowner’s insurance claims with the help of an attorney like Mr. Terry, who is a board-certified civil trial lawyer with over 25 years of experience litigating cases involving insurance companies. Fill out our free case review form to discover how our homeowner’s insurance claim dispute lawyer might be able to help you appeal your denied claim.
Reasons Your Claim May Have Been Denied
Insurance companies may give several reasons why they chose to deny your claim, even though you may have had an entirely reasonable claim that fell within the scope of your policy. Insurance companies are a business like any other; they will explore every avenue in existence to avoid paying what you deserve so that they can keep their profits high and their shareholders happy.
Insurance companies may state that the loss falls outside the scope of the homeowner’s insurance policy. They may blame the damage on factors against which the policy does not protect. When it comes to claims they absolutely cannot deny, insurance companies typically provide less compensation than what the homeowner needs to complete repairs.
Don’t let greedy insurance companies bully you into accepting the bare minimum. Work with Bill Terry of Vero Beach to fight for what you truly deserve. Call (772) 217-6600 or contact us online to get started.